Spanish Fincas - country property in Murcia

Country property in Spain is our specialty. Country property in the Murcia region including off-plan villas,fincas, plots of land for sale, townhouses in areas such as Calasparra, Cehegin, Bullas & Moratalla & all across the North West Murcia region.

If you are looking for a country property in rural Spain - then we are sure we can help you - whether it be a complete reformation project, country house, finca, townhouse or a newly constructed villa

Financial questions

Q: I need to transfer some money to my Spanish bank account - what is the most effective way of doing this?

A: Obviously transferring funds is a straightforward process - but it is far better to use specialist exchange services that sometimes will offer a far superior rate than that of your high street bank - contact us for further details

Q: Is house insurance expensive - and is it easy to take out a policy?

A: House insurance - be it contents or building insurance is very reasonably priced here. We work alongside a number of brokers who would be able to offer you good rates

Q: I will not be living permanently in my home, or I will not find the time to fully manage the upkeep of my property? Also I am worried about the language barrier - is there anywhere that can help us arrange maintenance and after-care?

A: We work alongside a professional services company, that not only supplies pool and ground maintenance services - but have an exclusive club which you can join for a minimal yearly fee - One telephone call and they will arrange for maintenance work to be carried out without the worry of the language barrier

Q: What are the legal costs - and what do they usually cover?

A: Purchasing a property here in Spain is a simple task usually - but always use a lawyer who speaks both languages and understands the laws in the region that you are purchasing

Mostly lawyers charge a flat rate of 1 to 1.5% or a minimum if you are purchasing a low cost property such as land or a ruin

· Single application for NIE (fiscal number)
· Opening a Spanish Bank Account
· Assistance in signing Title Deeds
· Payment of Transfer Tax
· Registration of the property in the Land Registry
· Withholding Tax
· Investigations before signing the contract, that includes the checking of:
o The community of owners
o Water contract
o Electricity contract
o Real Estate Tax (IBI)
o Land Registry (Nota Simple)
o Planning situation of the property
o Planning Permission/Construction Licence
o Bank Guarantee